Check cashing apps have revolutionized the way we handle financial transactions, providing convenience and accessibility. However, some users prefer alternatives to Ingo Money, a popular check cashing app. In this blog post, we will explore the best check cashing apps that don't use Ingo, highlighting their features, benefits, and potential drawbacks.
What Is A Check Cashing App?
A check cashing app is a mobile application that allows users to deposit or cash checks using their smartphones or other mobile devices. These apps provide a convenient alternative to traditional methods of cashing checks, such as visiting a physical bank branch or check cashing store.
With a check cashing app, users can simply take a photo of the front and back of the check, submit it through the app, and receive the funds directly into their bank account or prepaid card. Some check cashing apps may also offer additional features such as balance tracking, account alerts, and the ability to send money to other users.
These apps have gained popularity for their ease of use, time-saving benefits, and accessibility, making it more convenient for individuals to manage their finances on the go.
Top 7 Best Check Cashing Apps That Don't Use Ingo
1. The Check Cashing Store
The Check Cashing Store is a reliable alternative to Ingo Money. With over 25 years of experience, this financial services company offers various check-cashing services, including payroll checks, government checks, small business checks, insurance checks, and personal checks. The Check Cashing Store charges a flat fee of $5 for all checks, regardless of the amount.
2. Chime App
Chime is a mobile banking service that offers mobile check deposits to members who receive payroll direct deposits of at least $1 a month. This app allows users to deposit checks conveniently without visiting a physical bank location. Chime also offers features such as balance updates, account alerts, and more.
3. NetSpend
NetSpend is another excellent option for check cashing apps that don't use Ingo. With NetSpend, users can cash checks online by simply downloading the app, snapping a picture of the check, and following the instructions. Users can choose to receive the money immediately for a fee or wait for 10 days to receive the funds for free.
4. Deposit2Go
Deposit2Go is a highly convenient mobile application that allows users to make real-time deposits from anywhere in the world. This app offers features like high daily limits, platform availability for both Android and iOS, and access to copies of deposited checks for up to 18 months.
5. GADA Secure Pay
GADA Secure Pay is an innovative exchange application that stands out by not relying on Ingo Money. It offers features such as account balance alerts, synchronization capability, enhanced security measures, a user-friendly interface, and multi-purpose functionality.
6. Brink's Money Prepaid
The Brink's Money Prepaid app allows users to load checks directly from their phones onto their prepaid cards. Users can capture images of checks using the app and track their balance and transactions. There may be fees associated with faster access to funds.
7. Activehours App
The Activehours App offers a unique feature that allows users to access cash before cashing their checks. Users can receive money based on a screenshot of their payslip within a specific time frame.
Conclusion
While Ingo Money is a popular check cashing app, there are several alternatives available for users who prefer not to use it. The Check Cashing Store, Chime App, NetSpend, Deposit2Go, GADA Secure Pay, Brink's Money Prepaid, and Activehours App are among the best check cashing apps that don't use Ingo. Each app has its own features, benefits, and potential drawbacks, so it's essential to choose the one that best suits your needs.
